A new and better way to close loans, engage and retain lenders

Commercial real estate and multifamily loans $500,000 - $100 Million+

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$ 1.2+ Billion
Loans Processed
Lenders in our Network
2% Average
Savings per Term Loan

National Lender Network

The power of our platform is in the quality and vast reach of our lender network. Our matching algorithm removes the guesswork of trying to figure out what types of lenders may be interested in your specific loan.  Now you can clear the market and reach all the right types of lenders through a single loan request. Here is sample of the types of lenders in our network:

  • National Banks
  • Regional Banks
  • Community Banks
  • Credit Unions
  • Insurance Companies
  • REIT
  • Agency Lenders
  • Hedge Funds
  • Pension Funds
  • Private Lenders
  • Alternative Lenders
  • Hard Money Lenders

We Handle All Loan Types

RealAtom’s extensive network includes lenders active in all types of commercial real estate loans nationwide. Our matching algorithm uses loan type along with other data points to identify the best lenders for each specific loan, and increase your chances of receiving qualified offers.

  • Commercial Mortgage
  • Acquisition/Development/Construction
  • Renovation/repurpose
  • Mezzanine
  • Bridge
  • SBA 504
  • Hard Money
  • Fannie Mae
  • Freddie Mac
  • SBA (7a)
  • HUD
  • USDA
  • Term Loan
  • Line of Credit

How It Works for Borrowers

RealAtom simplifies the entire commercial real estate lending process from submitting to relevant lenders to accepting offers and managing due diligence all in our secure online platform.

1. Create your Loan Request

Start by registering and create your loan request through our smart loan application. You can choose from our white-glove Concierge service where a dedicated loan officer completes your loan posting and guides you through the lending process, or choose to do it at your own pace.

2. Send Loan Request to Relevant Lenders

Share your loan package with your relationship lenders or tap into our vast network of prequalified lenders. Our proprietary algorithm analyzes your specific loan profile using numerous data points to precisely match you to the most relevant lenders so you can receive multiple offers. Your loan details are kept secure and only shared with qualified lenders.

3. Receive, Compare and Accept Offers

Once your loan is submitted to qualified lenders, you could start receiving multiple qualified offers within 24 hours. Our platform allows you to review and compare multiple offers, negotiate better terms and accept only the best offers that meet your goals.

4. Due Diligence via Secure Deal Vault

The Deal Vault, our secure document request and storage tool, simplifies the due diligence process for borrowers and lenders by making it simple to track, manage and accept important documents. Easily identify with full transparency what documents have been sent, or are needed and outstanding so you spend less time sorting through emails.

5. Close your loan

Once you have completed due diligence, you can close your loan and receive funding from your selected lender.

Financing for all Asset Classes

RealAtom’s vast network of lenders covers all asset classes of commercial real estate. Whether you have a multifamily, retail, office, or industrial property, RealAtom will connect you to all the qualified lenders so you can receive competitive offers and close with the best terms. Here is a sample of the asset classes you can fund on our platform.


  • Multi-family
  • Mixed-use
  • Office
  • Retail
  • Industrial
  • Self-storage
  • Hotel/Motel
  • Mobile Home Park
  • Land
  • Senior Housing
  • Student Housing
  • Education
  • Entertainment
  • Medical Facility
  • Assisted Living
  • Specialty

Documents you May Need

These are some of the documents your lender may ask from you depending on your loan request.

Purchase & Sale Contract

Purchase & Sale Contract

The agreement states the final sale price and terms of the purchase

Financial/Operating Statement

Financial/Operating Statement

Current and historic financial performance (NOI) of the asset

Rent Roll

Rent Roll

Number of units, rent per unit, inception & expiration date of each lease

Construction Budget

Construction Budget

Break down of hard & soft costs and sources & uses

Project Summary

Project Summary

Detailed explanation of the project

Construction Schedule

Construction Schedule

Timing from pre-development through construction to stabilization

Signed Agreement

Signed Agreement

The borrower will need to sign a RealAtom agreement to use the RealAtom platform.

Answers to Basic Questions

Answers to Basic Questions

You’ll answer questions about yourself as well as the property’s financing needs


Louis Dubin
Managing Partner, RedBrick LMD

“We placed a high-profile retail acquisition project on the platform and were very impressed by the ease and efficiency of the process. Within a few hours of posting, we received multiple strong offers from recognized lenders! Not only that but the knowledgeable and helpful staff were available every step of the way to answer questions and guide us through the process. We are excited to continue partnering with RealAtom for our upcoming CRE projects.”

Joe D.
Borrower - Cash-Out Refinance

“You are diligent and show excellent follow through. The platform does a great job in clearing the market for borrowers, and your fees are very reasonable.”

Maria G.
Lender - Community Bank

“RealAtom is a great platform to connect borrowers and lenders. I have received several excellent loan opportunities that match our lending criteria and we are making offers on all of them. “

Henri N.
Borrower - Commercial Mortgage

“I will definitely work with them again. Not only was I able to get offers on my loan, but the team was very professional. They are thorough and take all the details that matter.”

Zach N.
Lender - Alternative Lender

“The agent I spoke with was gracious enough to give me a full explanation of RealAtom, helped get me set up and he made it so easy I even referred a friend to the website who was looking for a loan. I hope all of your employees are as welcoming and diligent!”

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